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2004: Volume 9, Issue 3

Editorial:  JIBC
From JIBC Publisher and Editor-in-Chief
Nahum Goldmann,Gord Jenkins
Review Article:  JIBC
Identity Cards and Financial Services: How Will the Introduction of ID Cards Affect Financial Services Providers?
Dave Birch
Research Article:  JIBC
Waves Of Multimedia Banking Development
VP.Vijayan,Vignesen Perumal,Bala Shanmugam
Research Article:  JIBC
Internet Banking: Boon or Bane ?
Vignesen Perumal,Bala Shanmugam
Research Article:  JIBC
The Phishing Hook: Issues and Reality
Qinyu Liao,Xin Luo
Review Article:  JIBC
Smriti Yash Verma, Nikhil Agarwal
Review Article:  JIBC
Electronic Invoicing: More than Just VAT Aspects
Edwin Jacobs
Review Article:  JIBC
Strong(er) User Authentication
TAN Teik Guan
Research Article:  JIBC
End-to-End Management in ICT Managed Services
Isto Kannisto, Director, TeliaSonera, submitted by Prof. Mattila Minna
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