ISSN: 1204-5357

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Research Article Open Access

Strategies for Increased Integration of Online and In-Branch Services of Banks in Canada


Over the last decade there has been rapid growth of Online Banking. This research examines the benefits of Online Banking and how Canadian Banks accommodate various financial activates through different service channels, including Online, telephone, ABM and in-branch. A Framework is introduced for categorizing the most common activities by their need for physical interaction and assistance and to align activities with their ideal service channel. This research is concluded with the presentation of strategies for integrating these different customer channels.

Jason Dong, Michael Bliemel

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