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Research Article Open Access

Innovation Acceptance Research: A Review of Theories, Contexts, and Approaches


This paper reviews the existing literature and studies on the impact of Information Systems (IS) on the adoption of Internet Banking (IB). We reviewed the adoption theories utilized in IB studies within different contexts and approaches. This explanatory study was conducted to develop an understanding of the theoretical-based research of IB. The findings indicate that there is a large body of literature regarding IB adoption. Most IB research investigated the adoption of IB using the psychological approach, where some used the social approach or a combined approach of both. Our research recommends new approaches to investigate the adoption of IB and develop new theories. Specifically, and among others, the User’s Informational-Based Readiness is a new approach this study recommends for future research of innovation adoption.


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