ISSN: 1204-5357

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Research Article Open Access

Factors Affecting the Intention of Using Internet Banking: A Case Study on One of the National Private Bank in Indonesia


The presence of the Internet in everyday life has brought many changes in the transactions in the bank. This study aimed to analyze the influence of perceived ease of use, trust, anxiety computing and service quality of the intention in using internet banking. The sample was one of the customers of private banks in Indonesia national branch offices, in Jakarta and Surabaya. The questionnaire used in this study adopts the existing indicators on WebQual and Technology Acceptance Model (TAM). Analysis of data used multiple linear regression method. The results show that the ease of use, trust, anxiety computing and service quality affects the intention in using electronic banking.

Henny Medyawati, Muhamad Yunanto

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