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Data Protection in Consumer E-banking

Abstract

Consumer Internet Banking, with it’s ability to reach each and every nook and cranny of the world holds great importance for a nation like India, where conventional Banking services are out of reach for a large proportion of the masses. But to make it a success it requires more than just an adequate internet enabling infrastructure. There is a dire need for an adequate legal and regulatory framework to be put into place. One of the crucial elements of such a legal and regulatory framework will be Data Protection provisions. The emphasis of this article is on the this aspect of data protection in the electronic banking sector. The article is an attempt to highlight the importance of data protection in internet banking and dwell upon possible legal recourses which may adopted keeping in mind the current legal framework in India with regards regulation of Information Technology.

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