Research Article Open Access

SUBJECTIVE NORMS, SELF-EFFICACY AND GOVERNMENT SUPPORT TO INTENTION TO USE INTERNET BANKING (IN ISLAMIC PERSPECTIVE)

Abstract

The subjects of this study were santri who use internet banking in Yogyakarta. The study use questionnaire survey method. Its exogenous variables were Subjective Norms, Self-Efficacy and Government Support, while its endogen variable is Intention Internet Banking. Data were analysis using multi variant structural Equation Modeling. Software used in processing data was AMOS and SPSS. The test results used were validity test, and reliability test. The objective of this study is to understand the influence of Subjective norms, Self-Efficacy and Government Support to Intention Internet Banking Santri in Yogyakarta in Islamic perspective. The study was conducted by distributing 400 questionnaires to santri who use internet banking started from December 2015 to April 2016. Qualified questionnaires were 341 (85, 24%). Based on sex male (santri) were 68, 12 % and female (Santriwati) were 31, 87 %. Base on the research can be concluded that subjective norms are influence to intention internet banking (1,257) but statistic result show not significant. And self-Efficacy is positive significant influence to intention internet banking (1,477). And Government Support is positive significant influence to intention internet banking (0,107).

KIRANA KC, RATNASARI RT, WIDIASTUTI T

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